Krung Thai Card (KTC) : Annual Report 2011

KTC is Krung Thai Card; they have separated from Krung Thai bank. KTC was founded on December 4, 1996. The head office is in United Business Center2 building, floor14, 591 North Klongton, Wattana, Bangkok. They have many branches in Thailand for services the customer.

For the annual report 2011, they are showing the loan receivables. KTC is about credit card, it means that you can use credit card before and then you will paid later. Before the bank has given credit card to customers, they will be checking your information.

This graph is showing about loan receivables. They have compared between 2010 and 2011. The credit card receivable is decreasing from 33.75(75%) to 30.94(72.1%) and self-employed is decreasing too from 0.12(0.3%) to 0.06(0.1%). Self-employed is like a SME. You can manage by yourself but the personal loan is increasing from 10.60 (24%) to 11.65(27.2%) because people want to loan money or use credit card before paid. The circle loan is a financial amount that people want, it is decreasing from 0.31(0.7%) to 0.27(0.6%) too.

Finally, KTC is a big company in Thailand, they have separated from Krung Thai Bank and the company is working about credit card. For this annual report is important for everyone because they have a lot of information and it is a knowledge for people. You can study about financial or statistic from this annual report.